

Name Insured, Santa Claus.
We Have a Great Opportunity. With the holidays quickly closing in I have a hard deadline to meet. My client needed his insurance program put together and bound by Thanksgiving. After that he was too busy to discuss insurance. Named Insured was Santa Claus. I still need to determine the type of entity we need to insure. Is this an LLC, C Corp, or a partnership? If other entities are involved, we need all the details for the correct named insureds. Property coverage is for a w


Who is Verisk and Why Should I Care?
Your insurance company may request that Verisk, formerly ISO, come out to your property and conduct a survey to establish the base loss costs for your property. While many carriers say they do not use the Verisk loss costs, they do use the data collected during this process. Inaccurate data can lead to incorrect construction classifications and no sprinkler credits given. This information will persist until another insurance company orders and pays for a new survey. Your prop


Lithium-Ion Batteries - An Established Hazard
Lithium-ion batteries are the power source for most portable devices and electric vehicles. The technology allows for a powerful power...


Deductibles – Do you know what you have on your policy?
Deductibles have evolved into a tool for exposure and risk management for policyholders and insurance companies.


