The foundation of a property insurance submission is the Statement of Values (SOV). This single item is often the point where your insurance submission is either declined or considered. What you need to know to get your property submission considered. Address It would seem that having the correct address would be a basic item. Unfortunately, this is not always the case. To be useful, your address must accurately geocode to the exact location of the property risk. It is common

October 4, 2026 – Saturday October 10, 2026 Safe charging means making smart choices every time you plug in. Everyday charging habits can, help prevent lithium-ion battery fires. Safe charging is a SUPERPOWER! The attached document from the National Fire Protection Association explains how you can be safe. The Driehaus Difference We take fire prevention very seriously. Education is the first step. Have questions?.. Call us at 513-977-6860 or contact us via our website,...

Telematics is a powerful tool for managing fleet safety and vehicle maintenance. By measuring speed, braking, cornering, and use of connected electronics while you drive, a “score” can be developed to indicate your relative safety as a driver. There is substantial research that use of driver behavior monitoring is a valid tool for risk reduction. Telematics in the transportation industry delivered positive returns on investment. Fleet operating costs were controlled by reduci

For the past twenty years the interest in roofs by the insurance industry has increased exponentially. From simple questions about type and age the topic has evolved to high tech AI assisted ariel imagery being used to develop numerical scores. The images are used to identify roof covering material, estimate roof age, detect wet areas, and evaluate the condition of the roofing materials. We have previously written an article on insurance roof inspections. The Roof Score Techn

While parents focus on getting their children ready for school with new supplies, clothing and technology, they may be missing the need for insurance policy changes.

Most businesses need crime insurance, yet it is often overlooked and not discussed in detail. While an open-perils property policy may cover theft, it often excludes or sharply limits coverage for money and securities. Under a named-perils property policy, theft is typically excluded altogether. Employee theft is excluded under all property policies, so businesses with employees who handle money should carry crime insurance. Crime insurance must be carefully structured, with