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Hiding in Plain Sight — Office Tools as a Cyber Threat
Most businesses have cyber security protection for their laptops and desktop computers. There are two points of entry into your network that may not get the attention they deserve. Copiers and Printers A common office machine that can print, scan copy and fax is extremely useful. This machine can be shared by multiple users, including remote users. It can stage multiple print jobs and have a print queue when it is busy. The connection to a network and internal data storage ma
msuplicki0
4 days ago3 min read
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Who is Verisk and Why Should I Care?
Your insurance company may request that Verisk, formerly ISO, come out to your property and conduct a survey to establish the base loss costs for your property. While many carriers say they do not use the Verisk loss costs, they do use the data collected during this process. Inaccurate data can lead to incorrect construction classifications and no sprinkler credits given. This information will persist until another insurance company orders and pays for a new survey. Your prop
msuplicki0
Nov 193 min read
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Fire Pump Replacement, Our Second Opinion
A manufacturing risk with high piled rack storage had a fire pump to support their sprinkler system. The fire pump was tested and the...
cbeckman98
May 222 min read
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Do you have a Placard? — An expensive question.
This is part of your sprinkler system that is of great importance to insurance representatives and fire and building code enforcement...
cbeckman98
Feb 184 min read
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Do you Cook in Your Bathtub?
Water Temperature The first control point is the proper setting of the temperature for your water heater. If your water heater is used...
cbeckman98
Oct 29, 20244 min read
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Photovoltaic Panels (Solar Energy) – What you should know
The use of solar energy has grown every year for the past decade. Solar power is now a mainstream energy source, producing more than 5%...
cbeckman98
Aug 15, 20244 min read
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Dry Pipe Sprinkler Systems — Ensuring Proper Maintenance
Key elements of an effective dry pipe sprinkler system maintenance program
cbeckman98
Apr 16, 20244 min read
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Water Damage - A major headache for everyone
The insurance industry has a long history of being reluctant to pay for claims related to water damage. Claims of water damage can be...
cbeckman98
Jan 23, 20244 min read
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Winter Prep for Fire Sprinkler Systems
Fire sprinkler systems need your attention to prevent a freeze event that can either impair protection or cause water damage. As winter...
cbeckman98
Dec 19, 20233 min read
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Fire Pumps - The basics....
Sprinkler systems and standpipe systems often have a fire pump as part of the water supply for the systems. If you have a fire pump as...
cbeckman98
Nov 21, 20234 min read
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Lithium Ion Batteries - An Emerging Hazard
Lithium-ion batteries have become the standard power source for most portable devices. The technology allows for a powerful power source...
cbeckman98
Nov 7, 20234 min read
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Small Business Cyber Risks - Why me?
Every business is subjected to a barrage of cyber attacks every day. Regardless of your business size, your email, web site and network...
cbeckman98
Oct 24, 20233 min read
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Early Return to Work - A Work Comp Cost Control Program
Early Return to Work programs for EMR management
cbeckman98
Sep 12, 20233 min read
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Risk Transfer – Waiver of Subrogation
Subrogation is the process where an insurance carrier stands in the place of the insured and pursues a claim against a third party to...
cbeckman98
Aug 22, 20232 min read
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First Aid Firefighting - Portable Extinguishers
Fire extinguishers are present in all commercial occupancies and in most homes. Commercial vehicles are also equipped with portable fire...
cbeckman98
Aug 8, 20232 min read
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Wildfires - Not a West Coast Hazard
The recent announcements by State Farm and Allstate that they have temporarily suspended writing new property insurance risks in...
cbeckman98
Jul 25, 20233 min read
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Flood Insurance - Information you need to know..
Recent flood events in Eastern Kentucky and the West Coast have returned flood headlines to the front pages of every media outlet. These...
cbeckman98
May 31, 20234 min read
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Hood Cleaning - What, When and Why
Despite the widespread use of hoods over commercial cooking systems, the cleaning or lack thereof continues to be the subject of risk...
cbeckman98
May 26, 20232 min read
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Roof Warranty and Insurance Coverage
The insurance industry is obsessed with roof evaluations and using these evaluations to control their exposure to loss. A previous post [...
cbeckman98
Apr 18, 20234 min read
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Risk Transfer - Contract Review
We all engage in either providing services to others or engaging others to provide services to us. These events routinely involve a...
cbeckman98
Dec 21, 20213 min read
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