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Name Insured, Santa Claus.
We Have a Great Opportunity. With the holidays quickly closing in I have a hard deadline to meet. My client needed his insurance program put together and bound by Thanksgiving. After that he was too busy to discuss insurance. Named Insured was Santa Claus. I still need to determine the type of entity we need to insure. Is this an LLC, C Corp, or a partnership? If other entities are involved, we need all the details for the correct named insureds. Property coverage is for a w
msuplicki0
Dec 18, 20254 min read


SDS Sheets - Fundamental Standard Requirements
The OSHA standard for Hazard Communication - 1910.1200 entered the business world in 1983 for manufacturing and was expanded to all industries in 1987. The standard was updated in 2012 and again in 2024 to align the OSHA standard with a Globally Harmonized System of Classification and Labeling (GHS). The updates were intended to make the hazard communication process more efficient across the globe and remove what had become a patchwork of data sheets in varying formats. The t
cbeckman98
Oct 15, 20253 min read


Loss Analysis – A valuable tool for managing your risk
It has been said that unless you understand history, you will repeat it. That proves true with loss experience. Lack of understanding and...
cbeckman98
Mar 12, 20253 min read


OSHA Recordkeeping Time - Current links and information - February 2025
OSHA Recordkeeping and posting
cbeckman98
Feb 25, 20253 min read


Control of Hazardous Energy - Lockout & Tagout
Fundamental Principles Many injuries are sustained when a piece of equipment suddenly activates or moves unexpectedly when you are...
cbeckman98
Dec 5, 20244 min read


Listen up! - Controlling noise exposures
Control options Once you have identified a noise exposure, you need to manage that exposure. Within the safety field we consider a...
cbeckman98
Oct 8, 20244 min read


Listen Up! - You Need to Know About Hearing Loss.
Scope of Noise Exposure The number of advertisements about hearing aids should tell you that hearing loss is a common issue in America....
cbeckman98
Sep 12, 20244 min read


Early Return to Work - A Work Comp Cost Control Program
Early Return to Work programs for EMR management
cbeckman98
Sep 12, 20233 min read


Heat Related Illness
As summer rolls on the heat index numbers will creep into the danger zone for heat stress emergencies. Heat stress is an equal...
cbeckman98
Jul 11, 20233 min read


Emergency! — Do you have a plan?
Emergency action plans are required in OSHA regulations. The OSHA regulations show their age by focusing on traditional fire drills and...
cbeckman98
Jun 29, 20213 min read


Means of Egress - Getting out of trouble...
Our prior review of the Life Safety Code and Emergency Lighting highlighted the structure of the code and the provisions in place to...
cbeckman98
Apr 6, 20213 min read


Shedding light on Emergency Lighting
We previously reviewed an overview of the Life Safety Code. This continues that discussion to focus on emergency lighting. Emergency...
cbeckman98
Mar 16, 20212 min read


Life Safety and Emergency Planning – Life Safety Code
Businesses are required by OSHA standards to have an emergency action plan. The emergency action plan requires that you have provisions...
cbeckman98
Feb 23, 20212 min read


What is an EMR and why is it important?
The National Council of Compensation Insurance (NCCI) calculates the Experience Modification Rate (EMR) that is used in pricing your...
cbeckman98
Feb 2, 20212 min read
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