The recent increase in home values on the market has many homeowners looking at the value of their homes. One of the most important...

The electronic picture frame was a Christmas present. It was made in China. Is this safe to plug in and leave powered up 24/7?  That...

Social media and the news feeds are full of stories with insurance companies cancelling policies. This headline makes for a strong click...

The ongoing wildfires in southern California have highlighted this hazard and the tragic results brought international attention. The...

If you are doing a large renovation or addition to your existing home, you will obviously need to report the increase in values at...

The use of solar energy has grown every year for the past decade. Solar power is now a mainstream energy source, producing more than 5%...

You see a lot of commercials selling service line protection. You may also get official looking mailers that ask you to sign up for this...

The roof of your home protects your possessions from wind, rain, snow, ice, hail, and fire. Roofing constitutes about 7% of the total...

Outdoor cooking safety Outdoor cooking and equipment have evolved into equipment that is more complex than the charcoal grill I grew up...

Homeowners insurance There has been a lot of press around homeowners’ insurance and the difficulty that has arisen with pricing and...

The insurance industry has a long history of being reluctant to pay for claims related to water damage. Claims of water damage can be...

Chimneys and vent pipes are an important part of the safety system for your home or business. These devices remove the products of...

Lithium-ion batteries have become the standard power source for most portable devices. The technology allows for a powerful power source...

Fire extinguishers are present in all commercial occupancies and in most homes. Commercial vehicles are also equipped with portable fire...

The recent announcements by State Farm and Allstate that they have temporarily suspended writing new property insurance risks in...

Most homeowners’ insurance policies focus on the replacement value of the home itself. There are numerous tools used by insurance...

Recent flood events in Eastern Kentucky and the West Coast have returned flood headlines to the front pages of every media outlet. These...

Why you need an insurance agent...

The insurance industry is obsessed with roof evaluations and using these evaluations to control their exposure to loss. A previous post [...

If you have property, you have a theft or burglary exposure. Depending on the values involved, the security protection you need may...