As a condominium unit owner there is a specific insurance form for you. The HO-6 policy is for unit owners. It combines both property and...

Social media and the news feeds are full of stories with insurance companies cancelling policies. This headline makes for a strong click...

The ongoing wildfires in southern California have highlighted this hazard and the tragic results brought international attention. The...

Owning a second home and renting it out is a common situation. This can be a vacation home or a piece of investment property. As a...

The insurance industry has a long history of being reluctant to pay for claims related to water damage. Claims of water damage can be...

Most homeowners’ insurance policies focus on the replacement value of the home itself. There are numerous tools used by insurance...

The potential to be responsible for a large liability settlement is not as remote as you may hope. If you drive on the roads, you can be...

The Trends Data from the National Fire Protection Association (www.nfpa.org) shows that cooking is the leading cause of both fires and...

There are many circumstances where you may live in a building that you do not own. In these spaces you will have your belongings and you...

The Condo Association The condo association policy will generally cover the shell of the building including roofs, balconies, decks, and...

Condominiums are a unique environment for insurance purposes. While you may own your unit and have your own insurance policy, you are...

Jewelry is more than a value on an insurance policy. Jewelry commemorates significant life events and are an enduring reminder of those...

A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...

Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...