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Understanding Property Values
The recent increase in home values on the market has many homeowners looking at the value of their homes. One of the most important...
cbeckman98
Apr 294 min read


Product Listings – What they are and why you should care…
The electronic picture frame was a Christmas present. It was made in China. Is this safe to plug in and leave powered up 24/7? That...
cbeckman98
Mar 254 min read


Cancellation and Non-Renewal – Is there a difference?
Social media and the news feeds are full of stories with insurance companies cancelling policies. This headline makes for a strong click...
cbeckman98
Jan 304 min read


Wildfires are Getting Larger. What can be done?
The ongoing wildfires in southern California have highlighted this hazard and the tragic results brought international attention. The...
cbeckman98
Jan 174 min read


Water Damage - A major headache for everyone
The insurance industry has a long history of being reluctant to pay for claims related to water damage. Claims of water damage can be...
cbeckman98
Jan 23, 20244 min read


Chimney Inspections - Safe for Santa?
Chimneys and vent pipes are an important part of the safety system for your home or business. These devices remove the products of...
cbeckman98
Dec 5, 20233 min read


Lithium Ion Batteries - An Emerging Hazard
Lithium-ion batteries have become the standard power source for most portable devices. The technology allows for a powerful power source...
cbeckman98
Nov 7, 20234 min read


First Aid Firefighting - Portable Extinguishers
Fire extinguishers are present in all commercial occupancies and in most homes. Commercial vehicles are also equipped with portable fire...
cbeckman98
Aug 8, 20232 min read


Homeowners Contents - Setting the Limits
Most homeowners’ insurance policies focus on the replacement value of the home itself. There are numerous tools used by insurance...
cbeckman98
Jun 27, 20233 min read


Flood Insurance - Information you need to know..
Recent flood events in Eastern Kentucky and the West Coast have returned flood headlines to the front pages of every media outlet. These...
cbeckman98
May 31, 20234 min read


Just Get Me a Quote!
Why you need an insurance agent...
cbeckman98
Apr 27, 20232 min read


Watch out for a COLD SNAP!
Winter can be a tough season on your home or business. Some preparation can make your season warmer and without the frozen pipes, ice...
cbeckman98
Nov 9, 20212 min read


Protecting your investment in history
Greater Cincinnati has a rich architectural history. Our neighborhoods are blessed with examples of historic buildings and structures. We...
cbeckman98
Oct 26, 20213 min read


Cooking Fires at Home
The Trends Data from the National Fire Protection Association (www.nfpa.org) shows that cooking is the leading cause of both fires and...
cbeckman98
Sep 21, 20212 min read


Ordinance and Law - When you must upgrade to rebuild
What coverage is needed? When a building suffers a significant property loss, there is the potential that the code officials will require...
cbeckman98
Jun 22, 20213 min read


Have you looked at your roof? Your insurance company does..
Roofs do a lot for your building. Beyond keeping you dry they also are an important structural element. Damage or deterioration of the...
cbeckman98
May 25, 20213 min read


Insurance to Value - How much is this worth?
Valuation is obviously a key part to property insurance. The insurance company will routinely do an “Insurance to Value” calculation and...
cbeckman98
Apr 27, 20213 min read


Valuation Clauses - What will it pay?
A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...
cbeckman98
Mar 23, 20213 min read


Ice Dams - A winter headache you can avoid!
Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...
cbeckman98
Jan 5, 20212 min read


Have You Updated Your Smoke Alarms?
Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...
cbeckman98
Dec 8, 20202 min read
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