Your insurance company may request that Verisk, formerly ISO, come out to your property and conduct a survey to establish the base loss costs for your property. While many carriers say they do not use the Verisk loss costs, they do use the data collected during this process. Inaccurate data can lead to incorrect construction classifications and no sprinkler credits given. This information will persist until another insurance company orders and pays for a new survey. Your prop

The OSHA standard for Hazard Communication - 1910.1200 entered the business world in 1983 for manufacturing and was expanded to all industries in 1987. The standard was updated in 2012 and again in 2024 to align the OSHA standard with a Globally Harmonized System of Classification and Labeling (GHS). The updates were intended to make the hazard communication process more efficient across the globe and remove what had become a patchwork of data sheets in varying formats. The t

Lithium-ion batteries store a lot of energy in a small place. These batteries can overheat, start a fire, or explode if overcharged or...

Contractors’ equipment (CE) insurance is designed to insure machinery, equipment and tools of a mobile nature that may be away from your locations listed on a property policy.

Lithium-ion batteries are the power source for most portable devices and electric vehicles. The technology allows for a powerful power...

While parents focus on getting their children ready for school with new supplies, clothing and technology, they may be missing the need...