Contractors’ equipment (CE) insurance is designed to insure machinery, equipment and tools of a mobile nature that may be away from your locations listed on a property policy.

Lithium-ion batteries are the power source for most portable devices and electric vehicles. The technology allows for a powerful power...

OSHA Recordkeeping and posting

Fundamental Principles Many injuries are sustained when a piece of equipment suddenly activates or moves unexpectedly when you are...

Why do you need builder’s risk insurance? When a building is under construction it does not qualify for traditional property insurance....

Every business is subjected to a barrage of cyber attacks every day. Regardless of your business size, your email, web site and network...

Early Return to Work programs for EMR management

Subrogation is the process where an insurance carrier stands in the place of the insured and pursues a claim against a third party to...

Fire extinguishers are present in all commercial occupancies and in most homes. Commercial vehicles are also equipped with portable fire...

As summer rolls on the heat index numbers will creep into the danger zone for heat stress emergencies. Heat stress is an equal...

Commercial general liability and commercial auto policies typically have an occurrence limit of $1 million. If you find that you need...

Coverage for Your Additional All Terrain Vehicles Many clients have acquired all terrain vehicles, golf carts, go carts and even...

We all engage in either providing services to others or engaging others to provide services to us. These events routinely involve a...

If you have products or services in the stream of commerce, you have a product liability exposure. If there is an event that causes...

Traditional property and casualty insurance products have insulated themselves from cyber issues. The standard commercial property policy...

The recent high profile ransomware attacks have brought this issue to the front page. Cyber security breaches are growing at an alarming...

Additional insured status runs in one of two directions: asking for additional insured status from someone or providing additional...

Certificates of Insurance – a Quick Review The most common request we get for policyholder service is providing a certificate of...

One constant in commerce today is the desire to shift liability to someone else. In the insurance business we call this risk transfer....

The National Council of Compensation Insurance (NCCI) calculates the Experience Modification Rate (EMR) that is used in pricing your...