Your insurance company may request that Verisk, formerly ISO, come out to your property and conduct a survey to establish the base loss costs for your property. While many carriers say they do not use the Verisk loss costs, they do use the data collected during this process. Inaccurate data can lead to incorrect construction classifications and no sprinkler credits given. This information will persist until another insurance company orders and pays for a new survey. Your prop

Commercial general liability and commercial auto policies typically have an occurrence limit of $1 million. If you find that you need...

If you have products or services in the stream of commerce, you have a product liability exposure. If there is an event that causes...