Fire sprinkler systems need your attention to prevent a freeze event that can either impair protection or cause water damage. As winter...

If you have property, you have a theft or burglary exposure. Depending on the values involved, the security protection you need may...

Winter can be a tough season on your home or business. Some preparation can make your season warmer and without the frozen pipes, ice...

Greater Cincinnati has a rich architectural history. Our neighborhoods are blessed with examples of historic buildings and structures. We...

Cooking operations are what makes any restaurant or food service operation successful. If the cooking process involves the creation of...

Many businesses have goods stored off site in warehouses owned and operated by others. Many homeowners have a storage unit they rent to...

What coverage is needed? When a building suffers a significant property loss, there is the potential that the code officials will require...

Equipment breakdown is the new name for boiler and machinery insurance. Many people inside and outside of the insurance industry do not...

Roofs do a lot for your building. Beyond keeping you dry they also are an important structural element. Damage or deterioration of the...

Valuation is obviously a key part to property insurance. The insurance company will routinely do an “Insurance to Value” calculation and...

Our previous posts, What is my Property Worth and How Much Will They Pay?, brought focus to the values and valuation terms on your...

A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...

One of the most important decisions to be made concerning your property insurance is the values that you set for the insurance policy....

One of the most common ways that a property can lose sprinkler credits from insurance rating services is failure to perform routine...

Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...

Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...