The National Council of Compensation Insurance (NCCI) calculates the Experience Modification Rate (EMR) that is used in pricing your...

The Federal Motor Carrier Safety Administration (FMCSA) uses seven Behavior Analysis and Safety Improvement Categories—BASIC—to determine...

Driving safely is a full-time job. Yet many believe the car is another place to do business, return calls and answer texts and questions....

Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...

Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...