Protecting your investment in history
Greater Cincinnati has a rich architectural history. Our neighborhoods are blessed with examples of historic buildings and structures. We...
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cbeckman98
Jun 22, 20213 min
Ordinance and Law - When you must upgrade to rebuild
What coverage is needed? When a building suffers a significant property loss, there is the potential that the code officials will require...
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cbeckman98
Jun 15, 20213 min
Equipment Breakdown – Insurance that Keeps Things Moving
Equipment breakdown is the new name for boiler and machinery insurance. Many people inside and outside of the insurance industry do not...
12 views
cbeckman98
Jun 1, 20214 min
Slip and Falls - Manage the risk
How to manage your exposure to the most common liability claim
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cbeckman98
May 25, 20213 min
Have you looked at your roof? Your insurance company does..
Roofs do a lot for your building. Beyond keeping you dry they also are an important structural element. Damage or deterioration of the...
56 views
cbeckman98
Apr 27, 20213 min
Insurance to Value - How much is this worth?
Valuation is obviously a key part to property insurance. The insurance company will routinely do an “Insurance to Value” calculation and...
36 views
cbeckman98
Apr 13, 20213 min
Coinsurance in Commercial Property Insurance – What does this mean?
Our previous posts, What is my Property Worth and How Much Will They Pay?, brought focus to the values and valuation terms on your...
102 views
cbeckman98
Apr 6, 20213 min
Means of Egress - Getting out of trouble...
Our prior review of the Life Safety Code and Emergency Lighting highlighted the structure of the code and the provisions in place to...
17 views
cbeckman98
Mar 30, 20213 min
Certificates of Insurance - Risk Transfer Tool
Certificates of Insurance – a Quick Review The most common request we get for policyholder service is providing a certificate of...
26 views
cbeckman98
Mar 23, 20213 min
Valuation Clauses - What will it pay?
A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...
38 views
cbeckman98
Mar 16, 20212 min
Shedding light on Emergency Lighting
We previously reviewed an overview of the Life Safety Code. This continues that discussion to focus on emergency lighting. Emergency...
15 views
cbeckman98
Mar 9, 20212 min
Risk Transfer
One constant in commerce today is the desire to shift liability to someone else. In the insurance business we call this risk transfer....
23 views
cbeckman98
Feb 9, 20212 min
Two Inch Drain Tests – Valuable Data on Your System’s Health
One of the most common ways that a property can lose sprinkler credits from insurance rating services is failure to perform routine...
1,095 views
cbeckman98
Jan 5, 20212 min
Ice Dams - A winter headache you can avoid!
Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...
11 views
cbeckman98
Dec 8, 20202 min
Have You Updated Your Smoke Alarms?
Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...
27 views
cbeckman98
Dec 7, 20202 min
Watch out for a COLD SNAP!
Winterization – things to do before it gets cold and the damage is done! Winter can be a tough season on your home or business. Some...
15 views
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