Greater Cincinnati has a rich architectural history. Our neighborhoods are blessed with examples of historic buildings and structures. We...

What coverage is needed? When a building suffers a significant property loss, there is the potential that the code officials will require...

Equipment breakdown is the new name for boiler and machinery insurance. Many people inside and outside of the insurance industry do not...

How to manage your exposure to the most common liability claim

Roofs do a lot for your building. Beyond keeping you dry they also are an important structural element. Damage or deterioration of the...

Valuation is obviously a key part to property insurance. The insurance company will routinely do an “Insurance to Value” calculation and...

Our previous posts, What is my Property Worth and How Much Will They Pay?, brought focus to the values and valuation terms on your...

Our prior review of the Life Safety Code and Emergency Lighting highlighted the structure of the code and the provisions in place to...

Certificates of Insurance – a Quick Review The most common request we get for policyholder service is providing a certificate of...

A prior posting, What is my Property Worth? focused on the different values that can be established for a piece of property. This was the...

We previously reviewed an overview of the Life Safety Code. This continues that discussion to focus on emergency lighting. Emergency...

One constant in commerce today is the desire to shift liability to someone else. In the insurance business we call this risk transfer....

One of the most common ways that a property can lose sprinkler credits from insurance rating services is failure to perform routine...

Ice dams are most common in cold climates. They occur when heavy snow buildup melts during the day and then refreezes when temperatures...

Smoke detectors entered the codes in 1971. Smoke alarms were to be installed on the main floor of the residence. In the early 1980’s some...

Winterization – things to do before it gets cold and the damage is done! Winter can be a tough season on your home or business. Some...