Protect Your Special Day

Special Event Insurance

There can be many events and celebrations in your life. Those that you host and organize may have some loss exposures that fall outside of your personal lines insurance program. You can reduce the stress around these events by placing a special events insurance policy to relieve the financial burden if things do not go as planned. Here are some of the things that a special event policy will address.

Event Cancellation – From a winter storm that makes travel impossible to a severe storm that disrupts your outdoor event, you cannot control mother nature. If a key family member is incapacitated that can also cancel your plans. Reimbursement is available for transportation, food, catering, property and equipment rentals, hall, and location rental expenses. Check the policy for any cancellation restrictions that may apply.

Special Attire – From wedding dresses to period correct costumes for an event there can be expenses related to having the right look. If your event involves jewelry or wedding rings, coverage for loss or theft can be provided.

Gift Coverage - From wedding gifts to silent auction items, your event may have a number of high value items present. Special event insurance programs can provide for theft and damage protection for these items.

Photo / Video - With social media comes the need for photography and video services at your event. If the provider fails to appear or loses your images, there can be funds made available to reconvene to take new photos or videos.

Lost Deposits - If a vendor or venue should go out of business or declare bankruptcy before your event, special event insurance can cover those lost deposits and expenses.

Call to Duty - With many of our citizens serving in the armed forces, a return to duty call or a revocation of leave can disrupt the best laid plans. Special event coverage can recover costs from cancellation related to a call to duty event.

To enhance your liability protection against bodily injury or property damage claims you may add these following coverages to a special events policy.

General Liability - Many venues require liability insurance from the user. Special event insurance can meet those contractual requirements. Your personal policy may not offer the coverage for an event away from your residence.

Liquor Liability - If there are alcoholic beverages served at your event, there may be exposure to liquor liability. Since the event is not at your residence, your homeowners’ insurance may not respond to a claim. Special event insurance can offer this protection.

The Driehaus Difference

We understand the importance of tees events in your life. We also recognize that your personal insurance program may not offer the right coverage for the event. Special event insurance is a very cost-effective method to protect the unique loss exposures presented. Call us ta 513-977-6860 or reach out via our website https://www.driehausins.com/ for professional insurance assistance. We want to be your insurance provider.